We’ve been renting our current maisonette for over six years, it’s more than a house, it’s our home – Boo was barely two when we moved in and now she’s nearly 9. It’s been the backdrop for so much of our family story – from the legendary birthday parties that Boo had in the garden (take it from me 30+ children will kill your sanity), to the weekly dance-offs me and Boo so passionately partake in; we’ve both grown so much.
December 2013 and I was so excited for Boo and I to spend our first Christmas in our new home – we all know moving house is no easy feat and I’d made Christmas my goal to have things sorted; it felt like the perfect endpoint to be settled. The tree was up, the presents were prepped for Father Christmas and our first holiday season as a twosome was on course… and then a hidden slow leak originating somewhere behind the washing machine – which they estimate had been trickling away for over two years – overflowed in the kitchen and meaning my kitchen floor had to be dug up six days (yes six days) before Christmas. Cue tears from me – who knew I was so attached to a kitchen floor and a frantic scramble to salvage Christmas when my landlord broke the news that I would be sans kitchen floor until the New Year. We’re really fortunate that my Mum lives just a couple of miles away so after a quick redirect note for Father Christmas we had the loveliest of times and Boo was none the wiser.
Had we not had family close by I know my landlord would have been in a position to ensure we had suitable alternative accommodation and that’s down to landlord insurance.
As a tenant I have a contractual obligation to make sure that I have contents insurance, however even if not required by my tenancy agreement it’s something I can’t ever imagine not having – especially the accidental cover, such peace of mind with Boo even though thankfully I’ve never had to use it… frantically touches all the wood! It’s pretty much everything in life, it pays to have insurance and just like a landlord will ensure a tenant had contents insurance it’s really sensible to enquire if a prospective landlord has the appropriate insurance.
Just in case you were wondering Father Christmas did indeed receive the redirect and safely delivered a toy kitchen and a dolls house and a new kitchen floor for me, although it was on backorder until the middle of January!
Disclosure: This is a paid collaboration, a fee has been received.
